:root{--navy:#102a38;--navy-deep:#0b202d;--ink:#193241;--muted:#5c727c;--aqua:#9cded6;--teal:#16766f;--teal-dark:#115c56;--cream:#f7f7f1;--paper:#ffffff;--line:#e1e9e8;--gold:#dfbb7e;--radius:18px;--shadow:0 25px 80px rgba(10,37,48,.11);--wrap:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,"Segoe UI",Arial,Helvetica,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%}button,input,select,textarea{font:inherit}button{cursor:pointer}button,input,select,textarea{border-radius:0}::selection{background:var(--aqua);color:var(--navy)}:focus-visible{outline:3px solid #22a89d;outline-offset:3px}.skip-link{position:absolute;top:-80px;left:20px;z-index:9999;background:#fff;color:#102a38;padding:10px 15px}.skip-link:focus{top:10px}.container{max-width:var(--wrap);margin:auto;padding:0 26px}.narrow{max-width:780px}.header{height:88px;position:relative;z-index:50;background:#fff;border-bottom:1px solid #e5ecea}.nav-row{height:100%;display:flex;align-items:center;gap:28px;justify-content:space-between}.logo{display:inline-flex;gap:11px;align-items:center;flex-shrink:0;font-size:18px;line-height:1.12;font-weight:750;letter-spacing:-.7px;color:var(--navy)}.logo-mark{width:43px;height:43px;border:1.5px solid #a2d8d0;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--teal);background:#edf8f6}.logo-word span{display:block;font-size:11px;letter-spacing:2.5px;font-weight:800;color:var(--teal);margin-bottom:3px}.logo-word strong{display:block}.nav-links{display:flex;align-items:center;gap:26px}.nav-links>a{font-weight:650;font-size:14px;color:#35505c;white-space:nowrap;transition:color .2s}.nav-links>a:hover,.nav-links>a.active{color:var(--teal)}.nav-cta{padding:12px 20px!important;background:var(--navy);color:#fff!important;border-radius:7px}.nav-cta:hover{background:var(--teal)}.nav-toggle{display:none;border:0;background:transparent;color:var(--navy);font-size:25px}.eyebrow{font-size:12px;letter-spacing:2.6px;font-weight:800;text-transform:uppercase;color:var(--teal);margin:0 0 19px}.eyebrow.light{color:var(--aqua)}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{line-height:1.15;letter-spacing:-1.6px}h1,h2{font-family:Georgia,"Times New Roman",serif;font-weight:500}h1{font-size:clamp(44px,5.45vw,76px);margin-bottom:25px}h2{font-size:clamp(34px,3.6vw,52px);margin-bottom:22px}h3{font-size:23px;letter-spacing:-.55px;margin-bottom:12px;font-weight:700}p{margin-bottom:18px}.lead{font-size:18px;line-height:1.8;color:var(--muted)}.lead.light{color:#d8e8e8}.btn{display:inline-flex;justify-content:center;align-items:center;gap:13px;text-align:center;border:1px solid transparent;border-radius:8px;padding:15px 25px;font-weight:750;font-size:14px;transition:transform .2s,background .2s,color .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{color:#102a38;background:#a6e8dd}.btn-primary:hover{background:#c9f5ec}.btn-dark{color:#fff;background:var(--navy)}.btn-dark:hover{background:var(--teal)}.btn-outline{color:#fff;border-color:#b6cfce;background:transparent}.btn-outline:hover{background:rgba(255,255,255,.1)}.btn-line{border:1px solid var(--line);background:#fff;color:var(--navy)}.btn-line:hover{border-color:var(--teal)}.text-link{display:inline-flex;align-items:center;gap:10px;color:var(--teal);font-size:14px;font-weight:800}.text-link:hover{text-decoration:underline;text-underline-offset:4px}.hero{background:var(--navy-deep);color:#fff;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 30% 20%,rgba(39,105,114,.36),transparent 55%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.01fr .99fr;min-height:620px;align-items:stretch;position:relative}.hero-copy{padding:91px 40px 88px 0;z-index:3;align-self:center}.hero h1 em{font-style:italic;color:var(--aqua)}.hero .lead{max-width:540px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:35px}.hero-note{margin-top:40px;display:flex;gap:12px;align-items:center;color:#bcd2d3;font-size:13px;font-weight:600}.mini-check{width:22px;height:22px;border:1px solid #6caeaa;color:var(--aqua);display:inline-flex;justify-content:center;align-items:center;border-radius:50%;font-size:11px;flex-shrink:0}.hero-art{position:relative;min-height:620px;background:linear-gradient(165deg,rgba(27,96,112,.18),rgba(7,33,49,.25)),url('https://images.unsplash.com/photo-1604737637145-48cc31d160eb?auto=format&fit=crop&w=1600&q=80') center center/cover,url('hero-illustration.svg') center center/cover;background-color:#236575}.hero-art:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy-deep),transparent 18%,transparent 76%,rgba(8,26,40,.1)),linear-gradient(0deg,rgba(5,31,44,.35),transparent 55%)}.hero-art .art-outline{position:absolute;top:18%;right:10%;color:#ffffff6b;z-index:1;transform:rotate(-12deg)}.hero-tag{position:absolute;z-index:2;left:35px;bottom:36px;right:30px;display:flex;align-items:center;gap:12px;padding:17px 20px;max-width:370px;border:1px solid rgba(255,255,255,.3);background:rgba(11,38,53,.79);backdrop-filter:blur(10px);border-radius:12px;color:#e6f0ed;box-shadow:0 12px 30px #0002;font-size:13px}.hero-tag strong{display:block;color:#fff;font-size:14px}.hero-tag span{line-height:1.5}.hero-tag svg{flex:0 0 auto;color:var(--aqua)}.trust-strip{background:#f1f8f6;border-bottom:1px solid var(--line)}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding-top:25px;padding-bottom:25px}.trust-item{display:flex;gap:13px;align-items:center;font-weight:700;font-size:13px;color:#33565d}.trust-icon{height:33px;width:33px;display:flex;justify-content:center;align-items:center;border-radius:50%;background:#dbefec;color:var(--teal);font-size:16px;flex:0 0 auto}.section{padding:96px 0}.section.alt{background:var(--cream)}.section-head{max-width:710px;margin-bottom:40px}.section-head p:last-child{margin-bottom:0}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.feature-card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:box-shadow .2s,transform .2s}.feature-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.icon-box{width:51px;height:51px;border-radius:14px;display:grid;place-items:center;background:#e8f5f3;color:var(--teal);margin-bottom:25px}.icon-box svg{width:26px;height:26px}.feature-card p{font-size:15px;color:var(--muted);margin-bottom:24px}.feature-card .text-link{margin-top:auto}.feature-card{display:flex;flex-direction:column}.feature-card h3{margin-bottom:14px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:step}.step{padding:0 10px 0 0}.step-number{font-family:Georgia,serif;font-size:56px;color:#b3d9d2;margin-bottom:21px;line-height:1}.step p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:78px}.visual-panel{min-height:450px;border-radius:23px;background:linear-gradient(135deg,#27717e88,#0f3347a1),url('https://images.unsplash.com/photo-1544551763-46a013bb70d5?auto=format&fit=crop&w=1300&q=80') center center/cover,url('water-illustration.svg') center center/cover,#195668;display:flex;align-items:flex-end;padding:28px;overflow:hidden}.quote-glass{background:#fffffff0;border-radius:14px;padding:24px 25px;color:#1a3544;max-width:330px;box-shadow:var(--shadow)}.quote-glass p{font-family:Georgia,serif;font-size:22px;line-height:1.4;margin:8px 0}.quote-glass small{font-size:11px;color:var(--teal);font-weight:800;letter-spacing:1.2px;text-transform:uppercase}.tick-list{padding:0;list-style:none;margin:22px 0 30px}.tick-list li{display:flex;gap:12px;align-items:flex-start;margin-bottom:12px;color:#425b67}.tick-list li:before{content:'✓';color:var(--teal);font-weight:900}.cta-band{background:var(--navy);color:white;border-radius:22px;padding:55px 60px;display:flex;gap:30px;align-items:center;justify-content:space-between}.cta-band h2{margin-bottom:8px;font-size:38px}.cta-band p{color:#c6d7dc;margin-bottom:0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column}.article-card-top{height:145px;display:flex;align-items:flex-end;padding:22px;background:linear-gradient(135deg,#11374b,#2a7780);color:#aeeae0;position:relative;overflow:hidden}.article-card:nth-child(3n+2) .article-card-top{background:linear-gradient(135deg,#376e79,#a0c0b4)}.article-card:nth-child(3n+3) .article-card-top{background:linear-gradient(135deg,#123a4a,#608a8c)}.article-card-top::after{content:"";position:absolute;right:-20px;bottom:-58px;width:160px;height:160px;border:1px solid #ffffff55;border-radius:50%;box-shadow:0 0 0 30px #ffffff12,0 0 0 65px #ffffff0b}.article-card-top span{font-size:12px;letter-spacing:1.8px;text-transform:uppercase;font-weight:800;position:relative;z-index:1}.article-card-body{padding:25px;display:flex;flex-direction:column;flex:1}.article-card-body h3{font-size:21px;line-height:1.3}.article-card-body p{font-size:14px;color:var(--muted);flex:1}.article-meta{font-size:12px;font-weight:800;letter-spacing:.7px;color:var(--teal);margin-bottom:13px}.page-hero{padding:80px 0 75px;background:var(--cream);border-bottom:1px solid var(--line)}.page-hero h1{max-width:800px;font-size:clamp(43px,4.7vw,64px)}.page-hero .lead{max-width:740px}.page-hero.dark{background:var(--navy-deep);color:white}.page-hero.dark .lead{color:#cadddb}.crumb{font-size:12px;color:var(--teal);font-weight:750;margin-bottom:23px;display:flex;gap:9px;align-items:center}.crumb a:hover{text-decoration:underline}.dark .crumb{color:var(--aqua)}.form-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(260px,.75fr);gap:60px;align-items:start}.form-card{padding:38px 38px 44px;border-radius:20px;border:1px solid var(--line);box-shadow:0 16px 60px rgba(11,39,52,.06);background:#fff}.form-intro{color:var(--muted);font-size:14px;margin-bottom:28px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:8px;margin-bottom:19px}.field label{font-size:13px;font-weight:750;color:var(--navy)}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd9d8;border-radius:8px;padding:13px 14px;color:var(--ink);background:#fff;min-height:50px;transition:box-shadow .2s,border-color .2s}.field textarea{min-height:115px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);outline:3px solid #cce9e3}.field input::placeholder,.field textarea::placeholder{color:#87979b}.small-note{color:var(--muted);font-size:12px}.consent-row{display:flex;gap:12px;align-items:flex-start;margin:5px 0 24px}.consent-row input{accent-color:var(--teal);margin-top:5px;width:17px;height:17px;flex-shrink:0}.consent-row label{font-size:12px;color:#4b626c;line-height:1.7}.consent-row a{color:var(--teal);text-decoration:underline}.form-card .btn{width:100%;border:0}.aside{background:#eaf5f2;padding:30px;border-radius:16px}.aside h3{font-size:21px}.aside p,.aside li{font-size:14px;color:#536c75}.aside ul{padding-left:19px}.aside li{margin-bottom:12px}.aside .notice{border-top:1px solid #caddd9;padding-top:18px;font-size:12px}.faq-list{border-top:1px solid var(--line)}details.faq{padding:22px 0;border-bottom:1px solid var(--line)}details.faq summary{font-weight:750;cursor:pointer;list-style:none;padding-right:30px;position:relative}details.faq summary::-webkit-details-marker{display:none}details.faq summary:after{content:'+';position:absolute;right:3px;font-size:22px;top:-5px;color:var(--teal)}details.faq[open] summary:after{content:'−'}details.faq p{margin:14px 0 0;font-size:15px;color:var(--muted)}.prose{color:#344e5b;font-size:16px;line-height:1.9}.prose h2{font-size:35px;color:var(--navy);margin-top:50px;margin-bottom:20px}.prose h3{font-size:22px;color:var(--navy);margin-top:32px;margin-bottom:10px}.prose p{margin-bottom:21px}.prose ul,.prose ol{margin:16px 0 24px;padding-left:23px}.prose li{margin-bottom:11px}.prose a{text-decoration:underline;color:var(--teal)}.article-layout{display:grid;grid-template-columns:minmax(0,730px) minmax(200px,1fr);gap:65px;align-items:start}.article-aside{position:sticky;top:30px;padding:27px;background:var(--cream);border:1px solid var(--line);border-radius:14px}.article-aside h3{font-size:18px}.article-aside p{font-size:14px;color:var(--muted)}.article-aside .btn{width:100%;padding:13px 12px}.related{padding-top:35px;border-top:1px solid var(--line);margin-top:50px}.related ul{padding-left:20px}.related li{margin:11px 0}.related a{color:var(--teal);text-decoration:underline}.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:28px 0}.price-cell{border:1px solid #cee0dc;background:#f3faf8;border-radius:12px;padding:24px}.price-cell strong{display:block;font-family:Georgia,serif;font-size:34px;letter-spacing:-1px;color:var(--navy);line-height:1.25}.price-cell span{display:block;color:#536d73;font-size:13px;margin-top:7px}.footer{background:#0b2532;color:#d0e0e0;padding:62px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:60px;padding-bottom:53px}.footer .logo{color:#fff}.footer .logo-mark{background:#164754;color:var(--aqua);border-color:#32606b}.footer .logo-word span{color:var(--aqua)}.footer-blurb{max-width:350px;color:#adc3c8;font-size:14px;margin-top:21px}.footer h4{color:#fff;font-size:13px;margin-bottom:15px;letter-spacing:1px}.footer-links{list-style:none;padding:0;margin:0}.footer-links li{margin-bottom:11px}.footer-links a{color:#bdd2d5;font-size:14px}.footer-links a:hover{color:#fff;text-decoration:underline}.footer-bottom{border-top:1px solid #2d4651;padding-top:23px;display:flex;justify-content:space-between;gap:30px;color:#9db7bb;font-size:12px}.footer-bottom a{text-decoration:underline}.hidden{display:none!important}.muted{color:var(--muted)}.center{text-align:center}.mb-0{margin-bottom:0}.mt-30{margin-top:30px}.article-badge{display:inline-block;background:#e0f1ed;color:var(--teal);border-radius:25px;padding:6px 12px;font-size:11px;font-weight:750;letter-spacing:1px;text-transform:uppercase;margin-bottom:23px}.thank-card{text-align:center;padding:60px 32px;background:#f3faf8;border:1px solid var(--line);border-radius:20px;max-width:690px;margin:0 auto}.thank-icon{height:75px;width:75px;background:#dbf3ee;color:var(--teal);display:grid;place-items:center;border-radius:50%;font-size:36px;margin:0 auto 24px}.legal p,.legal li{font-size:15px}.legal h2{font-size:29px}.site-note{background:#ecf7f4;color:#335d62;padding:14px 18px;border-left:3px solid var(--teal);font-size:13px;margin-top:25px}.top-rule{border-top:1px solid var(--line);margin-top:35px;padding-top:30px}
@media(max-width:980px){.nav-links{gap:15px}.nav-links>a{font-size:13px}.logo{font-size:16px}.split{gap:35px}.form-layout{gap:32px}.article-layout{gap:35px}}
@media(max-width:760px){.header{height:74px}.container{padding:0 20px}.nav-toggle{display:block}.nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;padding:17px 24px 24px;box-shadow:0 14px 19px #07263522;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.nav-links a{padding:13px 0;font-size:15px}.nav-links .nav-cta{text-align:center;margin-top:6px}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:77px 0 50px}.hero h1{font-size:clamp(47px,11vw,67px)}.hero-art{min-height:360px;margin:0 -20px}.hero-art:after{background:linear-gradient(0deg,rgba(5,31,44,.55),transparent 60%)}.hero-tag{left:20px;bottom:24px}.trust-row{grid-template-columns:1fr;gap:16px;padding-top:22px;padding-bottom:24px}.section{padding:70px 0}.feature-grid,.steps,.article-grid,.pricing-grid{grid-template-columns:1fr}.split,.form-layout,.article-layout{grid-template-columns:1fr}.visual-panel{min-height:350px}.cta-band{padding:36px 27px;flex-direction:column;align-items:flex-start}.cta-band h2{font-size:34px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:12px}.article-aside{position:static}.page-hero{padding:58px 0 53px}.form-card{padding:25px}.form-grid{grid-template-columns:1fr;gap:0}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}

/* More understated, independent-business presentation */
.hero-tag,.quote-glass{display:none}
.feature-card,.article-card{box-shadow:none!important}
.about-person{background:#f5f5f1}
.about-person-inner{max-width:760px;margin:0 auto}
.about-person h2{margin-bottom:18px}
.about-person p:not(.eyebrow){font-size:1.08rem;line-height:1.75}
.about-person .text-link{display:inline-block;margin-top:12px}
.hero-art{border-radius:6px!important}
.feature-card,.article-card,.cta-band{border-radius:7px!important}
